Built on GenLayerTestnet live

Insurance that pays out
automatically.

Parametric insurance for Nigerian farmers, traders, and travellers. No adjusters. No paperwork. AI validators confirm your claim from real web sources and transfer your payout in minutes.

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Claims paid
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Claims approved

Coverage

Built for real risk

Each policy type uses specific verified data sources to confirm your claim automatically.

Most popular

Flood Insurance

Instant payouts when NIHSA confirms flooding displaces residents in your area. No paperwork.

Data sources

NIHSA
NiMet
News sources

From 2% of coverage

Smallholder farmers

Crop Failure

Satellite NDVI data from Copernicus confirms your crop failure automatically. Farmers paid in days.

Data sources

Copernicus satellite
NiMet
Government

From 3% of coverage

Business travel

Flight Delay

FlightAware confirms your delay. Payout hits your wallet before you land.

Data sources

FlightAware
FlightRadar24

From 1.5% of coverage

Traders & shippers

Port Strike / Cargo

Port authority bulletins and logistics trackers confirm strikes. Cargo owners protected instantly.

Data sources

Port authority
MarineTraffic
Reuters

From 2.5% of coverage

Process

How it works

From policy purchase to payout — fully on-chain.

STEP 01

Buy a policy

Choose your coverage type, area, and amount. Premium is locked in a transparent on-chain treasury.

STEP 02

Event occurs

A flood, crop failure, flight delay, or port strike happens in your covered area.

STEP 03

File a claim

Submit your claim with 2–5 source URLs. Our contract fetches and scores every source automatically.

STEP 04

AI validators confirm

5 independent LLM validators on GenLayer read the evidence and reach consensus. No humans. No delays.

STEP 05

Instant payout

Confirmed? GEN tokens are transferred to your wallet automatically. Median time: under 10 minutes.

Security

Built to resist fraud

Every layer of the system is hardened against manipulation — from evidence to payouts.

Domain whitelist

Only URLs from verified government, satellite, news, weather, and logistics domains are accepted as evidence.

Multi-source scoring

A claim needs 70+ evidence points. Government sources score highest (35pts). Single sources can never pass alone.

25-validator appeals

Contested claims escalate from 5 → 13 → 25 independent LLM validators. Majority always wins.

Solvency enforcement

Every payout checks treasury health first. No single claim can exceed 10% of the pool.

Prompt injection defence

Evidence content is wrapped in UNTRUSTED delimiters. LLMs are explicitly told to ignore instructions inside.

Double-payout prevention

The paid_out flag is set atomically on-chain before any GEN transfer. Replay attacks are impossible.

Start protecting what matters

Buy your first policy in under 2 minutes. Premiums start at 1.5% of coverage.

Open ClaimBot app